490 City Park Avenue Columbus, Ohio 43215

Preplanning Attorney Columbus OH


Preplanning, or Asset Protection Planning, must occur at least five years before needing long-term nursing or assisted living care. This type of Medicaid planning provides the best opportunity to protect most, if not all, of your assets from the high costs of long-term nursing care. By planning ahead, you will qualify for Ohio Medicaid assistance immediately, without having to spend-down all of your hard-earned assets.


The average cost of nursing home care in Ohio is over $85,000 annually.  Presently, more than 10,000 baby boomers turn 65 each day, and the demand and cost for skilled nursing home care will only continue to increase. There are several ways to pay for long-term care and Winkler Legal can help determine which path might be right for you with our Medicaid Planning consultations and services. The most common ways to pay for long-term care include:

  • ​Private Pay (Out-of-Pocket): Offers the most control and freedom, however, it can deplete assets very quickly.
  • Reverse Mortgage: Uses the equity in your home to pay for long-term care
  • Relying on Children and Family: Causes strain on loved ones
  • VA Benefits: Veterans and spouses of veterans are eligible for benefits based on financial need and military service
  • Long Term Care Insurance: Can be expensive, but is cheaper the younger and healthier you are
  • Life Insurance with a Long-Term Care Rider: You pay additional cost for the rider, but receive partial death benefits early to pay for long-term care
  • Ohio Medicaid Assistance: Based upon financial need – pays for a significant portion of costs and is the single largest payor of long-term nursing care costs nationally

Trusted Resources

With knowledge and foresight, we assist our clients in being involved and informed in their unique decision-making process. We offer a wealth of information including videos, detailed blog postings on hot topics, informational articles, and comprehensive seminars to educate our clients. If you have any questions, we offer free consultations to discuss your personal needs.